Providing poor people with credit can bring real results

How Oikocredit works

At Oikocredit we believe the world’s poor can build better lives for themselves – if only they’re given the chance. That’s why we provide finance through our locally-staffed offices for almost 900 project partners in over 70 developing countries across the world.

Your investment could be used for a microfinance loan to help someone become self employed, or finance small and medium sized enterprises and fair trade. In 2010, Oikocredit’s carefully selected microfinance partners alone reached 28 million people worldwide.

A consistent return of 2% and access to your capital

An investment with Oikocredit is intended to maximise the social benefit and pay a modest financial return. A 2% dividend has been paid almost every year since 1989.Shares have held their value since Oikocredit started in 1975, though their value may stay the same or go down in the future. You can request repayment of your investment at any time, although we hope you will consider Oikocredit a long-term investment.