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IMPORTANT NOTICE

This advertisement was produced by Oikocredit, Ecumenical Development Cooperative Society U.A. (Oikocredit International). Oikocredit International is a cooperative society with limited liability under the laws of the Netherlands. The Oikocredit prospectus is approved by the AFM (Autoriteit Financiële Markten), the regulatory authority for financial services in the Netherlands. The AFM has notified the Financial Services Authority (UK) and the Central Bank of Ireland which permits the issue of the prospectus. Information about investment in Oikocredit and a copy of the prospectus is available at www.oikocredit.org or by contacting: Oikocredit (UK office), The Resource Centre, Bridge Street, Garstang, Preston, PR3 1YB.

Registered office: Berkenweg 7, 3818 LA Amersfoort, The Netherlands.