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Our Products

Over the years, we’ve developed a range of financial products, which can be tailored to meet the needs of each specific client.

The products we can provide are:

Loans

We give loans instead of grants, because we believe that loans are more effective for achieving economic productivity. Loans create a real business partnership based on mutual respect.

Equity investments

We invest in companies for a dual return: development impact (social performance) and capital gains. Learn more about our equity investments.

Credit lines

We provide credit lines, which are generally shorter term, more flexible loan arrangements, for example where a borrower requires working capital for a few months within a year. Interest is paid only on the amounts drawn down at any one point. A maintenance fee of 1% is paid on the total approved amount of the credit line.

Learn more:

Facts & Figures

  • € 472 milllion outstanding
  • 891 partners
  • 29.3 million clients reached by Oikocredit microfinance partners

More Facts & Figures »

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