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What is Oikocredit Canada-West?
Oikocredit is a financial cooperative, composed of investors who are willing to invest their money in loans with affordable, market-related interest rates to people who have little or no collateral. Oikocredit is one of the world's largest sources of private finance for microfinance, supporting over 860 project partners. Worldwide, projects financed by Oikocredit reach over 20 million people.
Oikocredit Canada-West (formerly Oikocredit British Columbia) is one of 31 regional partners of Oikocredit that operate in different parts of the world promoting Oikocredit and handling the investments of clients in their areas, meeting the required government regulations regarding investments.
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Who invests through Oikocredit Canada-West?
Number of investors | Amount invested | Average $/investor | |
Individuals | 292 | $3.15M | $10,788 |
Churches | 25 | $0.462M | $18,468 |
Service Clubs | 15 | $0.298M | $19,922 |
TOTAL | 332 | $3.91M | $11,778 |
Your investment in Oikocredit Canada -West (OCW) helps provide affordable credit to people in the world's poorest communities. Oikocredit loans allow poor people to develop micro and small businesses, educate their children, obtain better housing, and improve their lives. Microcredit is not charity. For 35 years, Oikocredit borrowers have paid their loans back, with repayment rates over 98%. Oikocredit's administrative costs are less than 2.6% of funds under management.
Oikocredit has consistently delivered a 2% return, cashable anytime. No Oikocredit investor has ever lost a penny of principal or interest. You get a modest but secure return, and your dollars deliver dignity and hope. OCW is RRSP eligible through the Canadian Workers Cooperative Federation. For details: contact canada.west@oikocredit.org
Oikocredit Canada - West welcomes invitations to speak to individuals or to groups about making Socially Responsible Investments that would promote microfinance and cooperative projects of Oikocredit. Contact information is below.
Learn more:
Video introduction to Oikocredit:
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