Important legal information USA
Please read this page carefully. By using this website, you agree to be bound by all of the terms and conditions set forth below. If you do not agree with the terms and conditions set forth below, please do not use this website. Oikocredit International may, in its discretion, review these terms and conditions at any time.
About Oikocredit
Oikocredit, Ecumenical Development Cooperative Society U.A. ("Oikocredit International") is a cooperative ("cooperatieve vereniging"), established in 1975 in the Netherlands. Oikocredit International is registered with the Chamber of Commerce, Gooi- en Eemland, in Amersfoort, the Netherlands, with registration number 31020744.
Oikocredit International's offices are located at Berkenweg 7, 3818 LA, Amersfoort, the Netherlands. Our postal address is P.O. Box 2136, 3800 CC, Amersfoort, the Netherlands. Our email address is info@oikocredit.org. Our phone number is + 31 33 422-4040.
Oikocredit International's investment capital comes from members that include churches, church-related organizations, and support associations. These are independent legal entities located in various countries.
Trademark
"Oikocredit" is a registered trademark of Oikocredit International. Use of this trademark is prohibited.
About investing in Oikocredit
Every investment involves risk. It should be noted that historical returns are no guarantee of future performance. Investments in foreign currencies involve the additional risk that the foreign currency might lose value against the investor‘s reference currency.
In particular, information on this website relates to investments located in various jurisdictions. The information contained on (or accessed from) this website is therefore subject to the different laws and regulations which apply in those jurisdictions. None of the information published or made available via the Oikocredit website is intended to be published or made available in any jurisdiction where to do so would result in a breach of any applicable law or regulation.
Oikocredit International invests most of its assets in enterprises designed to help relieve poverty in developing countries. Investors are expressly made aware of the risks described in the prospectus and/or other information materials and must also be prepared to accept the possibility of loss of their entire investment.
The information on the website does not constitute an offer or solicitation to sell, or a recommendation to buy or sell financial instruments or banking services and does not release the recipient from exercising his or her own judgment in making any investment decision.
The recipient should read the prospectus or other legally required information documents carefully, and should verify that any investment is in line with the recipient's own circumstances with regard to any financial, legal, regulatory, tax or other consequences. If needed, the recipient should consult his or her professional investment advisor.
About this website
The information on this website is for general information purposes only. The information was produced by Oikocredit International or an Oikocredit Support Association (collectively "Oikocredit") with great care. We do our best to provide accurate information at all times. However, Oikocredit Support Associations are independent entities that provide local information and therefore Oikocredit International cannot guarantee the preciseness, sufficiency or comprehensiveness of the information in this website.
Oikocredit expressly disclaims liability for errors and omissions in the contents of this website, and for any losses which may arise from making use of this information.
The opinions expressed in this website are those of Oikocredit International or of Oikocredit Support Associations at the time of posting and are subject to change at any time without prior notice.
This website is provided for the exclusive use of the online recipient. The recipient may not copy, reproduce, display, distribute or use the information in any way without Oikocredit International's express written permission. To obtain permission please contact Oikocredit International's Department of Corporate Communications at the address shown above, or at communication@oikocredit.org.
Oikocredit International reserves the right to grant or revoke the authority to use this website at its absolute discretion.
The information provided herein and your use of it may from time to time be subject to certain statutory or other regulation, conditions and restrictions. All use of the information must comply with such regulations, conditions or restrictions applicable to the area or territory in which it is used.
This website and its contents are expressly not intended for persons who, due to their nationality or place of residence, are not permitted access to such information under applicable law.
User submissions
Oikocredit International welcomes your comments on our website, products and services. However, you acknowledge that if you send us creative suggestions, ideas, notes, drawings, concepts, inventions and other information, (collectively, the "Information"), the Information shall be deemed and remain the property of Oikocredit International. By submission of any Information to us, you assign to us, and we shall exclusively own, all now known or hereafter existing rights to such Information of every kind and nature throughout the universe and shall be entitled to unrestricted use of the Information for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Information.
As a user of this website, you are responsible for your own communications and are responsible for the consequences of their transmittal and/or posting. Therefore, do not do any of the following: transmit to us material that is copyrighted, unless you are the copyright owner of have the permission of the copyright owner to transmit such material; send material that reveals trade secrets, unless you own such trade secrets or have the permission of the owner to transmit them; send material that infringes on any other intellectual property rights of others or on the privacy or publicity rights of others; send material that is obscene, defamatory, threatening, harassing, abusive, hateful or embarrassing to another user of any other person or entity; send sexually-explicit images; send advertisements or solicitations of business; send chain letters or pyramid schemes; or impersonate another person.
Oikocredit International reserves the right to expel users and prevent their further access to this website for violating these terms or the law and reserves the right to remove any communications from this website. The violation of any of the terms and conditions set forth on this Important Legal Information page shall result in the immediate revocation of your license to use the website material and obligates you to immediately destroy any copies of the website material in your possession.
Limitation of Liability and Disclaimer of Warranties
Although Oikocredit International strives for accuracy in all elements of the website material, it may contain inaccuracies or typographical errors. Additionally, while users of this website are bound by these terms and conditions not to submit false material, Oikocredit International cannot be responsible for the violation of these terms by users, or for the reliance by users upon false or misleading material submitted by users or any other parties. You use the website and its material at your own risk.
Oikocredit International does not warrant that the website will operate error-free or that the website and its server are free of computer viruses or other harmful material. If your use of the website or site material results in any costs or expenses, including, without limitation, the need for servicing or replacing equipment or data, Oikocredit International shall not be responsible for those costs or expenses.
This website and its material are provided on an "as is" basis without any warranties of any kind. Oikocredit International, to the fullest extent permitted by law, disclaims all warranties, including the warranty of merchantability, non-infringement of third parties' rights, and the warranty of fitness for particular purpose. Although Oikocredit International strives to provide thorough and accurate materials on its website, we make no warranties about the accuracy, reliability, completeness, or timeliness of the material, sevices, software, text, graphics, and links on this website or about the results to be obtained when using this website.
Disclaimer of Consequential Damages
In no event shall Oikocredit International, its affiliates, or any third parties mentioned on the website be liable for any damages whatsoever (including, without limitation, incidental, consequential or punitive damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use material on this website or sites linked to this website, whether based on warranty, contract, tort, or any other legal theory, and whether or not Oikocredit International is advised of the possibility of such damages.
Indemnity
By using this website, you agree to defend, indemnify, and hold harmless Oikocredit International, its officers, directors, employees and agents, from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that Oikocredit International may become obligated to pay arising or resulting from your use of the site material or your breach of these terms and conditions. Oikocredit International reserves the right to assume or participate, at your expense, in the investigation, settlement, and defense of any such action or claim.
Applicable Law and Jurisdiction
The use of this website shall be governed by Dutch law. All disputes arising in connection with this website shall be resolved by the courts of the Netherlands.
