Why Support Microfinance?
Oikocredit is an ideal opportunity for individual investors and institutions looking for a dual return: a modest financial benefit with high social impact.
In the history of Oikocredit, we have never defaulted on paying our investors, however this provides no guarantee of the future. By limiting ourselves to a modest financial return, we maximize our ability to fight poverty. Oikocredit has historically paid 2% dividend to its shareholders with some exceptions. The dividend has never exceeded 2%.
Every investment involves risk and it should be noted that historical returns are no guarantee of future performance.
Our project partners around the world provide more than just credit to their clients. They also offer a range of complementary services from business workshops to access to education and health care.
Oikocredit absorbs the cost of providing these much-needed additional services. That means we deliver our socially motivated investors a lower rate of return – but a much higher impact where it is needed most.
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DID YOU KNOW? Throughout the world, 1.4 billion people live in poverty (World Bank figures, 2008). Oikocredit's project partners collectively work with millions of borrowers. Financing provided by Oikocredit has reached hundreds of thousands of families worldwide. |
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