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Facts

• Investment criteria • sustainability • feasibility • women • cooperative structure • special concern for animal welfare and the environment • need for foreign investment 

• Financing products • loans • equity investments • credit lines • syndicated loans • capacity building

• Product features • hard/local currency • maturity up to 10 years • flexible interest rates

• Legal form • Cooperative society with corporate status according Dutch laws.

• Sustainable Portfolio • To empower disadvantaged people with credit • To invest available capital in income-generating activities of project partners.

• Geographic focus • Financing offered to project partners in over 70 countries in the developing world.

• Organisational structure • International Board of Directors comprising 11 people • International Office in the Netherlands • Represented in 36 countries • 31 volunteer-based support associations in 14 countries

• Personnel • 219 staff members (in FTEs) • 70% in the regional and country offices.

• Capital sources (of 43.000 investors) • Support associations • Churches and church-related organizations • Other investors such as banks, development and fair trade organisations, foundations and project members.

• Dividend • Modest annual dividend of usually 2%.

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