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Why give credit instead of charity? Why should the poor be required to pay back?


Experience proves that loans are a more appropriate instrument than grants to achieve economic productivity and self-reliance. If a project is financially viable, loans will stimulate sustainability. Also, in a loan relationship, both parties are business partners. We rely on each other with mutual respect.

Learn more about microfinance 

Back to the FAQ.

Investment possibilities depend on the legal and regulatory situation for your country. The answers to the questions below are subject to laws in the country in which the offers are made. For more information, click here.

Facts & Figures

  • € 508 milllion outstanding
  • 878 partners
  • over 26 million clients reached by Oikocredit microfinance partners

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