Lending criteria

• The project must be economically viable, with appropriate management and technical  leadership, and become self-sufficient within a reasonable period of time, thus allowing Maanaveeya‘s capital participation, loan or guarantee to be phased out.
• The enterprise supported must benefit disadvantaged people.
• There must be a clear need for the type of financial service(s) being requested from Maanaveeya. Financial benefits must be widely distributed and not result in the enrichment of only a few. 
• The enterprise must contribute to the social and/or economic advancement of the larger community in which it is located. Preference is given to enterprises in which women are direct beneficiaries and where they participate in decision-making structures and procedures.
• Special attention is paid to the ecological impact and the protection of animals and species. The project should meet the environmental criteria adopted by Maanaveeya.