Loan Application Procedures

1. Fill-out Application Form. Oikocredit staff identifies potential project partner and assesses the request, preferably on the basis of a feasibility study.

2. Submission of Requirements. If a project seems beneficial, economically viable and meets the Oikocredit criteria, concerned organization is requested to submit a project proposal as well as required documents.

3. Project Appraisal. One or more field visits will be conducted for evaluation of the project. A meeting with the Board and Management Team will also be requested. We may also need to visit some of the beneficiaries/clients.

4. Finalization of Project Application Documents. If found satisfactory, a formal loan request is formulated.

5. Submission for Approval to the Credit Committee of the International Office in the Netherlands. Regional development center forwards project proposal for presentation and approval to the Credit Committee of the International Office in the Netherlands.