Facts & figures
Key facts & figures related to Oikocredit's development financing portfolio, including figures related to social performance.
Total development financing portfolio
- Amounted to € 481 million in 2010
- Loans to and investments in more than 860 project partners in over 70 countries
- 20% of the portfolio invested in 15 of the world’s low-income countries (World Bank list)
Microfinance
Around 80% of the development financing portfolio, € 388 million, is invested in microfinance – through cooperatives, non-bank financial institutions or banks offering diverse financial products, SME financing,wholesale funds and housing loans.
- Focus on the less established microfinance institutions, 83 of 91 new loans were issued to so-called segment 2 and 3 organizations in 2010
- 598 microfinance partners reach 29.3 million clients (over 1.2 million directly with Oikocredit funding)
- 86% of those reached are women
- 14% of the clients reached are active in agriculture, 19% in production, 34% in commerce, 23% in services and 10% in other activities
- 50% of clients reached live in rural areas
- 42% of partners have a gender policy or address gender issues actively
- 57% of loans are in local currency
Social enterprises
Around 20% of the development financing portfolio is invested in small and medium-sized enterprises (SMEs), production cooperatives focused on agriculture, fair trade and manufacturing and community servicing organizations focused on health and education.
- The portfolio grew from € 80 million in December 2009 to € 93 million in December 2010
- Diversified distribution per sector, with emphasis on agriculture
- 45% agriculture and fishing
- 32% trade and manufacturing
- 14% education and health
- Oikocredit supports almost 50 fair trade organizations with investments amounting to € 19.2 million – 56% of which is in cocoa, coffee and tea enterprises
- 105 production cooperatives in Africa, Asia, Eastern Europe and Latin America
General and financial indicators
General and financial indicators | December 2010 | December 2009 |
Total development financing outstanding | € 481 million | € 394 million |
Total portfolio microfinance investments | € 388 million | € 313 million |
Total portfolio social enterprises | € 93 million | € 80 million |
Volume of new loans | € 214 million | € 154 million |
Average loan size to project partners | € 769,000 | € 530,000 |
Number of project partners | 863 | 790 |
Number of microfinance partners | 598 | 508 |
Number of countries | 71 | 71 |
Social performance indicators
| Social perfomance indicators | December 2010
| December 2009
|
| Borrowers reached by MFI partners | 29.3 million1 | 17 million2 |
MFI clients reached with direct funding3 | 1,234,605 | 905,164 |
Average loan size MFIs to microcredit borrowers | € 1,023 | € 930 |
Voluntary savers | 9,897,579 | - |
MFI clients by gender, percentage female | 86%4 | 85%5 |
Number of MFI partners with a gender policy | 42% | 39% |
MFI clients rural | 50% | 53% |
People employed by social enterprises | 77,671 (60,918 permanent jobs) | 26,524 (20,064 permanent jobs) |
Social enterprises with environmental policy | 55% | 57% |
1 number of reporting microfinance partners 498
2 number of reporting microfinance partners 368
3 as a proxy the number of end borrowers reached by partners is multiplied by the relative
share Oikocredit has in the financing of the loan portfolio of the microfinance partners
4 of the 29.3 million borrowers
5 of the 17 million borrowers
New microfinance partners in 2010 per segment
Oikocredit focuses on segments 2 and 3

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