We are Oikocredit
Impact investing goes beyond financial returns – and with Oikocredit, it truly does. We are a social impact investor and worldwide cooperative, with five decades of experience. It’s our mission to ensure access to opportunities by investing in the empowerment of people with low incomes across the world, through trusted local organisations. We challenge everyone to invest responsibly and contribute to a better future for all.

A force for good
About us
Since 1975, with the support of a dedicated community of members and investors, we’ve been driving positive change – challenging everyone to invest responsibly and making every investment count.
Through our carefully selected local partners across the world, we provide people with low incomes access to financial services, agricultural support and renewable energy solutions, empowering them and their communities to thrive. It’s the deep local knowledge and the tailored products and services our partners offer that enable us to make a real difference on the ground. We’ve already reached tens of millions of people, and we’re all set to reach many millions more.
At the same time, we offer individuals and organisations the chance to invest ethically and create real social impact. Money matters even more when it’s used to make a difference.
Creating change
What drives us
We believe in people’s potential, With the right tools and support, people can build a better life, for themselves and their community. Opportunities are not distributed equally, but we can
do something about that.
Vision, mission & values
We envision a global, just society where resources are shared sustainably, and everyone is empowered with the choices they need to create a life of dignity. Our vision fuels everything we do, challenging all to invest responsibly. Discover the values that drive us forward every day.

Community approach
Our strategy for 2022-2026 is community-focused, aiming for greater social impact and resilience. Built on three pillars – supporting communities holistically, fostering a global movement, and strengthening connections between partners, members, and investors – it inspires us to drive positive change and explore new ways to empower communities worldwide.

Governance
We are a cooperative that unites people around the world who share the goal of improving the quality of life for people with low incomes in a sustainable way. Dedicated networks of professionals, volunteers, and member organisations are key to our success as a global cooperative.

Careers
Join us and build a rewarding career that truly makes a difference in the lives of individuals and communities across the world.




Explore our reports
Every year, we pull together insights from our global teams and partners to produce our reports, ensuring that we’re making a real, lasting difference – and staying accountable along the way. Explore our annual and quarterly reports.
Get in touch
Our dedicated team would love to hear from you.
Everything you need to know
FAQ
Do you have questions about Oikocredit? Want to know more about our work? Find answers and discover more about the process and what to expect.
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When you invest in Oikocredit, you’re purchasing a non-voting equity instrument called a participation, governed by Dutch law. The investments raised from investors are used to provide loans and capacity building to organisations – our partners – that serve the needs of communities with low incomes. These partners help people increase their incomes, savings, and access to essential services, fostering stronger businesses and sustainable futures.
As part of our global community of impact investors, you’re contributing to positive change. You also have the opportunity to join a local Oikocredit Support Association in your country or region, where you can stay informed, participate in development education, and engage with others who share your values. Read more in the question ‘What are the benefits of becoming a member of the local support association?’.
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Oikocredit is not a licensed bank or a regulated fund, so our activities are not supervised by the Dutch financial regulator (AFM) or other financial regulators. However, our prospectus is approved by the AFM, and we undergo regular audits by an internationally recognised audit firm.
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No, Oikocredit’s local experts and management select the partners we support. We work with partners in over 33 countries across sectors like financial inclusion, agriculture, and renewable energy. When choosing partners, we consider how to maximise the impact of our investors’ money while diversifying risks for our investors.
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If you ever have a complaint, we’re here to help. We always strive to provide the best possible service. If you’re not satisfied with the service you’ve received, you can file your complaint, more information on the process can be found here.
If you prefer to speak with someone, send us an email at [email protected] with your preferred time(s) and phone number, and we’ll do our best to accommodate your request.