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To invest in Oikocredit as organisation, follow these steps:

1. 1. Contact us Start your process by reaching out to our Investor Support team. Simply fill in the contact form below: ‘Invest as an organisation.’ [Link to the form below]
   2. Provide initial information Once you’ve contacted us, we’ll reach out via email with some questions to gather important details about your organisation, such as your ownership structure and bank information. Then we send you the relevant forms for the next step.
   3. Submit key documents After the initial information has been collected, you’ll need to submit the official documents required to complete the process. This includes identification, proof of incorporation (like articles of association and a registry extract), bank account details and proof of address.
   4. Make your first investment After your account is confirmed, you can make your first investment of a minimum €200 (or equivalent in SEK/CHF). From there, you can easily invest additional amounts at any time through our Investor Support team.

You can invest in Oikocredit if you or your organisation:

1. 1. Reside in a country where Oikocredit is authorised to offer participations.
   2. Support Oikocredit’s mission and confirm your alignment with its purpose when requested.
   3. Meet the necessary due diligence requirements, including compliance with Dutch laws on anti-money laundering, anti-terrorist financing, and sanctions.

These criteria ensure that our investments are aligned with our values and adhere to all legal requirements.

To open an investment account for an organisation, you’ll need the following documents:

• A completed subscription form for organisations
• Proof of existence (e.g. articles of incorporation, a registry or chamber of commerce extract)
• If applicable: articles of association or bylaws
• If applicable: proof of address
• An ultimate beneficial owner declaration form

Please note that organisations cannot invest online. For more information or to request the forms, contact us via [email protected].

The minimum amount to invest in Oikocredit for the first time is € 200/ CHF 250/ SEK 2000 (the nominal value of one participation). Even if the net asset value per participation is lower at the time of your investment, you still need to invest the minimum amount, which may result in purchasing more than one participation. For additional investments, smaller amounts are allowed, and you will receive fractions of participations accordingly.

There are no costs for buying, holding, or selling participations in Oikocredit. While we currently have no plans to introduce fees, this could change in the future, and we would inform you in advance if that happens.

Once you’ve made your initial investment, you can easily increase your investment in Oikocredit participations at any time, with an amount of your choice. Simply log in to your MyOikocredit account to make additional investments.

You can easily increase your investment also by bank transfer. To do so, simply transfer funds from your bank account, ensuring that you include either your investment number (starting with “l-“) or your six-digit investor number in the reference field.

Please note: The name on the bank account must match the name of the Oikocredit account holder. Transfers are accepted only in EUR from authorized bank accounts in the European Union. For Switzerland transfers are accepted in CHF or EUR from bank accounts in Switzerland.

Our bank account details
Account holder: OIKOCREDIT E.D.C.S. U.A.

Austria
IBAN: AT57 2011 1826 7043 6100
BIC: GIBAATWWXXX

Belgium
IBAN: BE64 5230 8151 6552
BIC: TRIOBEBB

France
IBAN: FR76 4255 9100 0008 0051 1172 464
BIC: CCOPFRPPXXX

If you’ve sent money to Oikocredit but have changed your mind, you can withdraw your request for participation within 14 calendar days of receiving confirmation of the issuance. To do so, please inform us in writing via [email protected], by letter, or by fax.

If the 14-day period has passed, you can still request to redeem your investment. Simply submit a redemption request through MyOikocredit or request a printable redemption form by emailing [email protected]. Please note that all redemptions are at Oikocredit’s discretion. More details can be found in our participation terms.

For those unable to create an online account, a printable redemption request form can be requested by emailing [email protected].

If you wish to stop investing, you can request to redeem your investment at any time. Oikocredit will return your invested amount according to the applicable terms and conditions, depending on the availability of funds and market conditions.