Notice: This page contains advertising for an investment in Oikocredit.

Invest with impact

Investing should go beyond financial returns. With Oikocredit, it does. Your investment fuels trusted local organisations in Africa, Asia, Central and South America and the Caribbean that drive social impact – from clean energy to supporting small businesses. At the same time we aim to deliver modest financial returns. Make your money matter and invest in a better future for all.

Let’s invest to create change

Benefits of investing

Oikocredit offers a way to use your money for positive impact, while protecting your capital. Your investment enables an ongoing cycle of social impact.

Social Impact

From empowering women entrepreneurs
to providing renewable energy,
your investment drives real change in communities with lower incomes
across the world.

Financial return

Social impact comes first. We aim to pay up to 2% in dividends annually, with no hidden fees or direct investment costs.

Global community

Join a community of 46,000+ investors and organisations using their money to create change and see how millions of people are gaining access to new opportunities.

Ready to start?

Transform lives with every euro. That’s what happens when you invest in initiatives for lower-income communities. Ready to start?

  • Investments start from €200

  • Modest dividends while supporting meaningful projects

  • No hidden fees, full transparency

  • Flexible access to your investment with no minimum holding period

  • Track record: 50 years of impact investing experience

What you need to know

Investing comes with certain risks. Please read these documents before investing.

Investing as an organisation

Are you ready to amplify your organisation’s impact? With Oikocredit, you can invest in projects that support people with low incomes in communities across the world. With 50 years of experience in impact investing, we offer organisations the opportunity to make a real difference – through financial services, sustainable agriculture and renewable energy.

Ready to make a difference?

Together for a just world: The support associations and their members are actively engaged in their local regions across Europe. They provide a unique platform for shaping and influencing the cooperative and raise awareness on topics such as responsible investing and climate resilience. Would you like to contribute too? Join a support association and support our work!

Your money’s impact

We work to improve the quality of life of people and communities with low incomes across Africa, Asia, Central and South America and the Caribbean.

Our aim is to create opportunities to improve livelihoods, stronger businesses and sustainable futures for individuals and their families. Our focus is on social impact and environmental stewardship while protecting investor capital.

Don’t just take our word for it

See why people like you choose Oikocredit to make an impact.

Ready to invest? Start here