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How investing works

Investing with Oikocredit is a straightforward way to make a difference. Start with as little as
EUR 200 and contribute to meaningful change. Here’s how your investment reaches
the communities we support.

How we build value

Quick and easy [should be sub title above title]

Discover how your investment drives positive change, step by step. From financing local partners to empowering communities, here’s a quick look at how we do it.

Investing for everyone

Invest from EUR 200 with no limit and no hidden fees. After making your first investment, you can easily invest additional amounts at any time. By managing your risk, including hedging local currencies to safeguard your capital, we make it easy to invest with confidence.

Social and financial return

Oikocredit focuses on creating social impact while preserving investors’ capital and offering modest dividends. We aim to pay up to 2% dividend annually. Find detailed dividend figures in our annual report [add link].

Online portal

Manage your investment anytime through your MyOikocredit account [add link]. Invest, redeem, and adjust your dividend preferences with ease.

Sustainable, impact investing

Investing in Oikocredit

Make a meaningful investment from just EUR 200 and join Oikocredit’s mission.

Your investment supports microcredit, agriculture, and renewable energy projects with trusted local partners in Africa, Asia, Central and South America and the Caribbean. So we can create measurable social impact while producing modest dividends.

Once you’ve made your initial investment, you can invest more at any time. Invest as an individual or company and start making a difference today.

Start today

Over 48,000+  investors are already making an impact. Why wait? Get started with Oikocredit today.

Investing vs saving: know where your money goes

Why invest?

Investing with Oikocredit means your money is actively used to create social impact. Unlike saving in a traditional bank account,-where you do not know how the funds are used,- with Oikocredit your investment supports projects that empower communities across the world. While investing comes with its risks, Oikocredit’s long history and strategic approach aims to protect your capital and create meaningful change.

Read more about the risks and how we manage them

Ready to make a difference?

Together for a just world: The support associations and their members are actively engaged in their local regions across Europe. They provide a unique platform for shaping and influencing the cooperative and raise awareness on topics such as responsible investing and climate resilience. Would you like to contribute as well? Join a support association and support our work!

Everything you need to know

FAQ

Do you have questions about investing in Oikocredit? Find answers and get more details about the process and what to expect.

Ready to invest? Start here